{"id":5330,"date":"2025-07-24T09:55:44","date_gmt":"2025-07-24T07:55:44","guid":{"rendered":"https:\/\/advansinternational.com\/?post_type=insights&#038;p=5330"},"modified":"2026-04-17T13:17:32","modified_gmt":"2026-04-17T11:17:32","slug":"driving-best-standards-in-client-protection","status":"publish","type":"insights","link":"https:\/\/advansinternational.com\/en\/insights\/driving-best-standards-in-client-protection\/","title":{"rendered":"Driving best standards in client protection"},"content":{"rendered":"\n    <div class=\"hero-block-main-hp hero_slider_hp swiper\" id=\"hero_slider_hp \">\n        <div class=\"swiper-wrapper\">\n                            <div class=\"hero-slide-item-main-hp swiper-slide\" style=\"background: url(https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/07\/Untitled-design-15.jpg) no-repeat center top; background-size: cover;\" >\n                    <div class=\"container-1130\">\n                        <div class=\"row\">\n                            <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 hero-slide-item-in-hp\">\n                                <div class=\"hero-slide-img-hp\" style=\"background: url(https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/07\/Untitled-design-15.jpg) no-repeat center top; background-size: cover;\" ><\/div>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                    <\/div>\n          <\/div>\n\n\n\n\n    <div id=\"\" class=\"IArticle-block-main-saip\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 IArticle-block-in-saip\">\n                    <div class=\"container-1130\">\n                        <div class=\"IArticle-info-text-saip\">\n                            <p><a class=\"Hyperlink SCXW112304133 BCX0\" href=\"https:\/\/en.spi-online.org\/news\/view\/advans-client-protection-pathway\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined SCXW112304133 BCX0\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW112304133 BCX0\" data-ccp-charstyle=\"Hyperlink\">This is a version of the original article published by CERISE + SPTF<\/span><span class=\"NormalTextRun SCXW112304133 BCX0\" data-ccp-charstyle=\"Hyperlink\">.<\/span><\/span><\/a><span class=\"EOP SCXW112304133 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><em><span class=\"EOP SCXW25398963 BCX0\" data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335557856&quot;:15921906}\"><span class=\"TextRun Highlight SCXW29930636 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW29930636 BCX0\">Advans<\/span><span class=\"NormalTextRun SCXW29930636 BCX0\"> believes that financial inclusion can only deliver on its promise of empowerment for entrepreneurs and farmers if financial services are delivered ethically, transparently, and respectfully to all clients.<\/span> <span class=\"NormalTextRun SCXW29930636 BCX0\">A<\/span><span class=\"NormalTextRun SCXW29930636 BCX0\">s an <\/span><\/span><strong><span class=\"TextRun Highlight SCXW29930636 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW29930636 BCX0\">international <\/span><\/span><\/strong><span class=\"TextRun Highlight SCXW29930636 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><strong><span class=\"NormalTextRun SCXW29930636 BCX0\">group of microfinance<\/span><\/strong><span class=\"NormalTextRun SCXW29930636 BCX0\">\u00a0working in <\/span><span class=\"NormalTextRun SCXW29930636 BCX0\">six<\/span><span class=\"NormalTextRun SCXW29930636 BCX0\"> markets in <\/span><\/span><span class=\"TextRun Highlight SCXW29930636 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW29930636 BCX0\">Africa<\/span><\/span><span class=\"TextRun Highlight SCXW29930636 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW29930636 BCX0\">, <\/span><span class=\"NormalTextRun SCXW29930636 BCX0\">Advans<\/span><span class=\"NormalTextRun SCXW29930636 BCX0\"> has the <\/span><span class=\"NormalTextRun SCXW29930636 BCX0\">ambition to ensure that all its subsidiaries are applying the highest standards in <a href=\"https:\/\/advansinternational.com\/en\/our-impact\/#Client-Protection\">Client Protection<\/a><\/span><span class=\"NormalTextRun SCXW29930636 BCX0\"> through aiming to get 100% of <\/span><span class=\"NormalTextRun SCXW29930636 BCX0\">its<\/span><span class=\"NormalTextRun SCXW29930636 BCX0\"> network certified<\/span><span class=\"NormalTextRun SCXW29930636 BCX0\">.<\/span><\/span> This commitment strengthens its role among\u00a0supporting responsible growth and <strong data-start=\"793\" data-end=\"820\">SME financing in Africa<\/strong>.<\/span><\/em><\/p>\n<h3>Advans Tunisie and Advans Cote d\u2019Ivoire obtain gold and silver client protection certifications<\/h3>\n<p><span data-contrast=\"auto\">At the beginning of 2025, Advans Tunisie and Advans Cote d\u2019Ivoire were the first two subsidiaries within our group of <\/span><b><span data-contrast=\"auto\">MFIS in Africa<\/span><\/b><span data-contrast=\"auto\"> to receive client protection certification: <\/span><a href=\"http:\/\/www.advanscotedivoire.com\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Advans Cote d\u2019Ivoire<\/span><\/a><span data-contrast=\"auto\"> received silver level certification while <\/span><a href=\"https:\/\/advanstunisie.com\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Advans Tunisie<\/span><\/a><span data-contrast=\"auto\"> received gold level certification from leading rating agency <\/span><a href=\"https:\/\/www.mf-rating.com\/products\/client-protection-certification\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">MFR<\/span><\/a><span data-contrast=\"auto\">. These two institutions, which serve 280,000 clients and have a combined loan portfolio of over 200 million Euros, join the first institutions in Africa to be certified with the new client protection standards. This is a major step for both institutions, and for the group as a whole, as it continues to pursue its mission to deliver responsible and sustainable financial services to drive growth for African entrepreneurs and farmers.<\/span><\/p>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n    <div id=\"\" class=\"testimony-block-main-hp bg-grey\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 testimony-block-in-hp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                                                        <div class=\"testimony-slider-main-hp\"\n                                 id=\"testimony_slider_hp\">\n                                                                                                                                                              <div class=\"testimony-info-main-hp \">\n                                                                                                        <div class=\"testimony-info-img-hp\">\n                                                                                                                        <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2023\/11\/csm_899A0749_85a62f74f8-1.png\"\n                                                                   alt=\"\">\n                                                                                                                                                                          <\/div>\n                                                                                                                                                          <div class=\"testimony-info-text-hp\">\n                                                          <div class=\"testimony-text-quote-hp\">\u201c<\/div>\n                                                          <div class=\"testimony-text-in-hp\">\n                                                                                                                                <p><span class=\"TextRun SCXW115999573 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW115999573 BCX0\">This distinction reflects our determination to place client protection at the core of our strategy. It strengthens our ambition to foster financial inclusion and contribute to economic development in Tunisia.<\/span><\/span><\/p>\n                                                                                                                                                                                              <p class=\"testimony-text-name-hp\">Meriem Zine<\/p>\n                                                                                                                                                                                              <p class=\"testimony-text-function-hp\">Managing Director, Advans Tunisie<\/p>\n                                                                                                                                                                                      <\/div>\n                                                      <\/div>\n                                                                                                <\/div>\n                                                                                                                                                  <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n    <div class=\"video-modal-main-hp modal fade\" id=\"testimony_video\" tabindex=\"-1\" aria-labelledby=\"exampleModalLabel\"\n         aria-hidden=\"true\">\n        <div class=\"video-modal-close-hp\">\n            <button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\n                <span aria-hidden=\"true\"><img decoding=\"async\"\n                            src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/close_icon_white_hp.svg\" alt=\"\"> Close<\/span>\n            <\/button>\n        <\/div>\n        <div class=\"modal-dialog modal-dialog-centered\">\n            <div class=\"modal-content\">\n                <div class=\"modal-body\">\n                    <iframe loading=\"lazy\" width=\"100%\" height=\"100%\" src=\"\" id=\"video\" frameborder=\"0\"\n                            allow=\"autoplay; encrypted-media\" allowfullscreen><\/iframe>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n    <div id=\"\" class=\"IArticle-block-main-saip\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 IArticle-block-in-saip\">\n                    <div class=\"container-1130\">\n                        <div class=\"IArticle-image\">\n                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/07\/advans-visuel_2.png\">\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"\" class=\"IArticle-block-main-saip\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 IArticle-block-in-saip\">\n                    <div class=\"container-1130\">\n                        <div class=\"IArticle-info-text-saip\">\n                            <h3>What does certification mean?<\/h3>\n<p><span data-contrast=\"auto\">Client Protection certification means that a Financial Services Provider (FSP) has been audited by a third party to verify its application of the client protection principles listed above and their integration in the FSP\u2019s policies, processes and practices. There are 128 indicators to apply, 78 of which are split into Entry, Progress and Advanced indicators, the full list can be discovered <\/span><a href=\"https:\/\/spi-online.org\/ressources?page_e31=46&amp;file=files\/ressources\/CP%20Manuals\/971%20CP%20Standards%20Manual_English.pdf\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">here<\/span><\/a><span data-contrast=\"auto\">. Certification is given if an FSP meets the requirements below:<\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-7741 size-full\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/07\/advans-visuel_3.png\" alt=\"\" width=\"1500\" height=\"400\" srcset=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/07\/advans-visuel_3.png 1500w, https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/07\/advans-visuel_3-300x80.png 300w, https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/07\/advans-visuel_3-1024x273.png 1024w, https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/07\/advans-visuel_3-768x205.png 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/p>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"\" class=\"IArticle-block-main-saip\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 IArticle-block-in-saip\">\n                    <div class=\"container-1130\">\n                        <div class=\"IArticle-info-text-saip\">\n                            <h3>Key steps to reinforce client protection across the group<\/h3>\n<p><span data-contrast=\"auto\">Advans always endorsed the Client Protection Standards and has been using <\/span><a href=\"https:\/\/en.spi-online.org\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">SPI Online assessment tools<\/span><\/a><span data-contrast=\"auto\"> (Social Performance Indicators) to assess its practices in Social Performance for the past ten years, but these latest certifications are a result of a concerted effort by the group of <strong>MFIs in Africa<\/strong> to reinforce client protection practices across the network and bring all subsidiaries up to the same level. Starting in 2022 after the publication of the new Client Protection Standards, Advans, <\/span><a href=\"https:\/\/cerise-sptf.org\/sign-the-joint-statement\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">as a signatory of the joint statement<\/span><\/a><span data-contrast=\"auto\">, began to work on ensuring that there was a harmonized approach to client protection in its group model. The main steps in the strategy were:\u00a0<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p>-Identifying gaps in the Advans model and subsidiary practices<span data-contrast=\"auto\"> compared to the new standards through:<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p style=\"padding-left: 40px\"><span data-contrast=\"auto\">Reviewing group model policies, trainings and processes;<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p style=\"padding-left: 40px\"><span data-contrast=\"auto\">Conducting self-assessment audits in three pilot markets \u2013 Cote d\u2019Ivoire, Ghana (CP indicators in the SPI5 Full) and Tunisia (CP Full) , with results shared with management and the Board of Directors; <\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p style=\"padding-left: 40px\"><span data-contrast=\"auto\">Using client feedback from the <\/span><a href=\"https:\/\/60decibels.com\/insights\/mfi-index-2024\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">60 Decibels microfinance index<\/span><\/a><span data-contrast=\"auto\"> (conducted across the network in 2021-2022 and <\/span><a href=\"https:\/\/advansinternational.com\/en\/insights\/advans-group-committed-to-a-measurable-impact-with-60_decibels-2\/\"><span data-contrast=\"none\">2024<\/span><\/a><span data-contrast=\"auto\">) to identify weaknesses in our services from a client perspective.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p>-Integrating or strengthening the mention of client protection standards in all policies and processes<span data-contrast=\"auto\"> at group and subsidiary level, including for example the Claims Policy, the Code of Ethics, the Data Protection Policy, and many more.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p>-Reinforcing training and awareness around Client Protection Standards<span data-contrast=\"auto\"> generally, and on specific topics such as Transparency and the Claims Policy or reminders on the Code of Ethics.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p>-Defining an action plan for each subsidiary<span data-contrast=\"auto\"> to ensure they conform to the maximum number of Client Protection standards.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p>-Applying for certification with an external body<span data-contrast=\"auto\"> once subsidiaries are confident that they are applying the standards sufficiently.<\/span><\/p>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n    <div id=\"\" class=\"testimony-block-main-hp bg-grey\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 testimony-block-in-hp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                                                        <div class=\"testimony-slider-main-hp\"\n                                 id=\"testimony_slider_hp\">\n                                                                                                                                                              <div class=\"testimony-info-main-hp full-width-text\">\n                                                                                                                                                          <div class=\"testimony-info-text-hp\">\n                                                          <div class=\"testimony-text-quote-hp\">\u201c<\/div>\n                                                          <div class=\"testimony-text-in-hp\">\n                                                                                                                                <p><span class=\"NormalTextRun SCXW255171997 BCX0\">I was attracted by the way they deal with their customers. With <\/span><span class=\"NormalTextRun SCXW255171997 BCX0\">Advans<\/span><span class=\"NormalTextRun SCXW255171997 BCX0\">, everything is clear, they explain what <\/span><span class=\"NormalTextRun SCXW255171997 BCX0\">you&#8217;ll<\/span><span class=\"NormalTextRun SCXW255171997 BCX0\"> have to deal with in terms of interest rates, repayment terms and so on. <\/span><span class=\"NormalTextRun SCXW255171997 BCX0\">I&#8217;m<\/span><span class=\"NormalTextRun SCXW255171997 BCX0\"> happy with them.<\/span><\/p>\n                                                                                                                                                                                              <p class=\"testimony-text-name-hp\">Client, Advans C\u00f4te d&#8217;Ivoire<\/p>\n                                                                                                                                                                                              <p class=\"testimony-text-function-hp\">60 D\u00e9cibels study, 2024<\/p>\n                                                                                                                                                                                      <\/div>\n                                                      <\/div>\n                                                                                                <\/div>\n                                                                                                                                                  <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n    <div class=\"video-modal-main-hp modal fade\" id=\"testimony_video\" tabindex=\"-1\" aria-labelledby=\"exampleModalLabel\"\n         aria-hidden=\"true\">\n        <div class=\"video-modal-close-hp\">\n            <button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\n                <span aria-hidden=\"true\"><img decoding=\"async\"\n                            src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/close_icon_white_hp.svg\" alt=\"\"> Close<\/span>\n            <\/button>\n        <\/div>\n        <div class=\"modal-dialog modal-dialog-centered\">\n            <div class=\"modal-content\">\n                <div class=\"modal-body\">\n                    <iframe loading=\"lazy\" width=\"100%\" height=\"100%\" src=\"\" id=\"video\" frameborder=\"0\"\n                            allow=\"autoplay; encrypted-media\" allowfullscreen><\/iframe>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n    <div id=\"\" class=\"IArticle-block-main-saip\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 IArticle-block-in-saip\">\n                    <div class=\"container-1130\">\n                        <div class=\"IArticle-info-text-saip\">\n                            <h3>A commitment to client protection in Africa<span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Now that the Advans Group has achieved the milestone of its first certifications, it is looking to ensure that its other MFIs in Africa can follow suit. The group will continue to work to make sure all its subsidiaries are eligible for certification, with the aim of having 100% of the group certified in the near future. Of course, Advans also knows that certification is not the end of the line; Advans will continue to monitor and improve its enforcement of client protection standards in the years to come, showing its commitment to maintaining a relationship of trust with its clients and to accelerating responsible financial inclusion in Africa.<\/span><\/p>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n    <div id=\"\" class=\"testimony-block-main-hp bg-grey\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 testimony-block-in-hp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                                                        <div class=\"testimony-slider-main-hp\"\n                                 id=\"testimony_slider_hp\">\n                                                                                                                                                              <div class=\"testimony-info-main-hp \">\n                                                                                                        <div class=\"testimony-info-img-hp\">\n                                                                                                                        <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-12-01-161828-1-e1764604518818.jpg\"\n                                                                   alt=\"\">\n                                                                                                                                                                                                                                                                                                                  <div class=\"testimony-video-btn-hp\">\n                                                                      <a class=\"video-btn tilt-shake\" href=\"javascript:void(0)\"\n                                                                           aria-label=\"Play video\"\n                                                                         data-toggle=\"modal\"\n                                                                         data-target=\"#testimony_video\"\n                                                                         data-src=\"https:\/\/www.youtube.com\/embed\/wy5fQT69ruo?feature=oembed\"><img decoding=\"async\"\n                                                                                  src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/right_arrow_icon_green_hp.svg\"\n                                                                                  alt=\"\"><\/a>\n                                                                  <\/div>\n                                                                                                                                                                              <\/div>\n                                                                                                                                                          <div class=\"testimony-info-text-hp\">\n                                                          <div class=\"testimony-text-quote-hp\">\u201c<\/div>\n                                                          <div class=\"testimony-text-in-hp\">\n                                                                                                                                <p data-pm-slice=\"1 1 []\">This certification provides our clients with the assurance of having a financial institution that is responsible in terms of transparency, pricing, attentiveness, and adapting its products to their needs.<\/p>\n                                                                                                                                                                                              <p class=\"testimony-text-name-hp\">Julien Mah\u00e9<\/p>\n                                                                                                                                                                                              <p class=\"testimony-text-function-hp\">DCEO of Advans Cote D&#8217;Ivoire<\/p>\n                                                                                                                                                                                      <\/div>\n                                                      <\/div>\n                                                                                                <\/div>\n                                                                                                                                                  <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n    <div class=\"video-modal-main-hp modal fade\" id=\"testimony_video\" tabindex=\"-1\" aria-labelledby=\"exampleModalLabel\"\n         aria-hidden=\"true\">\n        <div class=\"video-modal-close-hp\">\n            <button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\n                <span aria-hidden=\"true\"><img decoding=\"async\"\n                            src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/close_icon_white_hp.svg\" alt=\"\"> Close<\/span>\n            <\/button>\n        <\/div>\n        <div class=\"modal-dialog modal-dialog-centered\">\n            <div class=\"modal-content\">\n                <div class=\"modal-body\">\n                    <iframe loading=\"lazy\" width=\"100%\" height=\"100%\" src=\"\" id=\"video\" frameborder=\"0\"\n                            allow=\"autoplay; encrypted-media\" allowfullscreen><\/iframe>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n    <div id=\"\"\n         class=\"simulator-block-main-hp simulator-w-img-block-main-hp image-text-button bg-white\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 simulator-block-in-hp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                            <div class=\"simulator-box-main-hp\">\n                                                                    <div class=\"simulator-box-icon-hp\">\n                                        <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/07\/Image2.png\" alt=\"\" width=\"432\" height=\"444\">\n                                    <\/div>\n                                                                <div class=\"simulator-info-hp\">\n                                                                            <p><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335557856&quot;:15921906}\"><span class=\"TextRun SCXW155638650 BCX0\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun CommentStart CommentHighlightPipeHovered CommentHighlightHovered SCXW155638650 BCX0\">CERISE + SPTF<\/span><\/span> <\/span><\/p>\n<p><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335557856&quot;:15921906}\"><span class=\"EOP CommentHighlightPipeHovered SCXW155638650 BCX0\" data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335557856&quot;:15921906}\"><a href=\"https:\/\/cerise-sptf.org\/\" target=\"_blank\" rel=\"noopener\"><span class=\"NormalTextRun SCXW54476198 BCX0\">Cerise+SPTF<\/span><\/a><span class=\"NormalTextRun SCXW54476198 BCX0\"> is a joint venture focused on social and environmental performance management. It develops standards and tools for financial service providers, promoting responsible finance and customer protection. Their work has empowered thousands of stakeholders in the inclusive finance sector to improve practices for people and the planet<\/span><\/span><\/span><\/p>\n                                                                                                        <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":35,"featured_media":5474,"template":"","meta":{"_acf_changed":false,"footnotes":""},"insights_types":[147],"insights_tags":[159],"class_list":["post-5330","insights","type-insights","status-publish","has-post-thumbnail","hentry","insights_types-article-2","insights_tags-article"],"acf":[],"_links":{"self":[{"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/insights\/5330","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/insights"}],"about":[{"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/types\/insights"}],"author":[{"embeddable":true,"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/users\/35"}],"version-history":[{"count":0,"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/insights\/5330\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/media\/5474"}],"wp:attachment":[{"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/media?parent=5330"}],"wp:term":[{"taxonomy":"insights_types","embeddable":true,"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/insights_types?post=5330"},{"taxonomy":"insights_tags","embeddable":true,"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/insights_tags?post=5330"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}