{"id":6774,"date":"2025-12-10T11:20:44","date_gmt":"2025-12-10T10:20:44","guid":{"rendered":"https:\/\/advansinternational.com\/?post_type=insights&#038;p=6774"},"modified":"2026-02-25T10:19:01","modified_gmt":"2026-02-25T09:19:01","slug":"in-their-own-words-herve-cote-divoire","status":"publish","type":"insights","link":"https:\/\/advansinternational.com\/en\/insights\/in-their-own-words-herve-cote-divoire\/","title":{"rendered":"In Their Own Words \u2014 Herve, Cote d&#8217;Ivoire"},"content":{"rendered":"\n    <div id=\"\" class=\"video-block-main-CMSp\">\n        <div class=\"video-block-innder-CMSp\">\n            <div class=\"video-top-img-CMSp\">\n                <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/hero_top_img.svg\" alt=\"\">\n            <\/div>\n            <div class=\"container\">\n                <div class=\"row\">\n                    <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 video-block-in-CMSp\">\n                        <div class=\"video-box-main-CMSp\">\n                            <div class=\"video-box-img-CMSp\"><img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/11\/RCI_Client-Planteur-Cacao-2_IMAGEO-scaled.jpg\" alt=\"\"><\/div>\n                                                                                                                                <div class=\"testimony-video-btn-hp\">\n                                        <a class=\"video-btn tilt-shake\"  aria-label=\"Play video\" href=\"javascript:void(0);\" data-toggle=\"modal\" data-target=\"#testimony_video\" data-src=\"https:\/\/www.youtube.com\/embed\/uQMJhgSfRzo?feature=oembed\"><img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/right_arrow_icon_green_hp.svg\" alt=\"\"><\/a>\n                                    <\/div>\n                                                                                    <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <div class=\"video-bot-img-CMSp\">\n                <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/hero_bot_img.svg\" alt=\"\">\n            <\/div>\n        <\/div>\n    <\/div>\n\n            <!-- VIDEO_MODAL_START -->\n        <div class=\"video-modal-main-hp modal fade\" id=\"testimony_video\" tabindex=\"-1\" aria-labelledby=\"exampleModalLabel\" aria-hidden=\"true\">\n            <div class=\"video-modal-close-hp\">\n                <button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\n                    <span aria-hidden=\"true\"><img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/close_icon_white_hp.svg\" alt=\"\"> Close<\/span>\n                <\/button>\n            <\/div>\n            <div class=\"modal-dialog modal-dialog-centered\">\n                <div class=\"modal-content\">\n                    <div class=\"modal-body\">\n                        <iframe loading=\"lazy\" width=\"100%\" height=\"100%\" src=\"\" id=\"video\" frameborder=\"0\" allow=\"autoplay; encrypted-media\" allowfullscreen><\/iframe>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <!-- VIDEO_MODAL_END -->\n    \n\n\n\n\n    <div id=\"\" class=\"IArticle-block-main-saip IArticle-block-main-saip--white\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 IArticle-block-in-saip\">\n                    <div class=\"container-1130\">\n                        <div class=\"IArticle-info-text-saip\">\n                            <p>Meet Herve, a cocoa farmer in C\u00f4te d\u2019Ivoire whose life has taken a hopeful turn thanks to his cooperative and its partnership with Advans. With access to fertilizer, proper training and fair financial support, including a school loan for his children, Herv\u00e9 has increased his production, improved his income and strengthened his family\u2019s future. His story reflects how <strong data-start=\"503\" data-end=\"546\">international microfinance institutions<\/strong> can help rural farmers build resilience and create positive change in their communities.<\/p>\n<p>&#8220;My name is Yao Dadi Herv\u00e9, and I am a cocoa farmer. I own three hectares and produce at least a ton and a half per year. I have six children, and they all go to school: three are in secondary school, two in primary school, and one in higher education.<br \/>\nBefore, my production was not enough. Being part of a cooperative allowed me to get fertilizer and benefit from training to learn new techniques, how to treat cocoa properly, and how to sell our products well. Today, my production has increased. I now produce more, which allows me to better feed my family. When I was working alone, it was quite difficult for me, I couldn\u2019t produce as much as others. It was especially difficult to pay for the children\u2019s schooling. Here, the school year starts in September, while the harvest takes place in October. In September, we have no money to send the children to school.<br \/>\nThanks to the cooperative and its partner Advans, we receive school loans that allow us to pay for our children\u2019s schooling in September. Without Advans, we would have been forced to take a loan from the Dioulas, sometimes under very harsh conditions: if someone lends you two hundred thousand, you have to repay four hundred thousand. But with Advans, that\u2019s not the case. Their goal is truly to help us.<br \/>\nWith the cooperative and the partner, we are stronger: we work better, we produce better, and we can have a positive impact around us.&#8221;<\/p>\n<p data-start=\"1316\" data-end=\"1450\"><a href=\"https:\/\/advansinternational.com\/en\/insights\/in-their-own-words-sondo-cote-divoire\/\">Discover the story of Sondo and his cocoa cooperative in C\u00f4te d\u2019Ivoire<\/a><\/p>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"\"\n         class=\"simulator-block-main-hp simulator-w-img-block-main-hp image-text-button bg-white\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 simulator-block-in-hp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                            <div class=\"simulator-box-main-hp\">\n                                                                    <div class=\"simulator-box-icon-hp\">\n                                        <img width=\"431\" height=\"431\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/06\/logo-advans.png\" class=\"attachment-advans-image-text-button size-advans-image-text-button\" alt=\"\" decoding=\"async\" srcset=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/06\/logo-advans.png 2000w, https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/06\/logo-advans-300x300.png 300w, https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/06\/logo-advans-1024x1024.png 1024w, https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/06\/logo-advans-150x150.png 150w, https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/06\/logo-advans-768x768.png 768w, https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/06\/logo-advans-1536x1536.png 1536w\" sizes=\"(max-width: 431px) 100vw, 431px\" \/>                                    <\/div>\n                                                                <div class=\"simulator-info-hp\">\n                                                                            <h3>About Advans C\u00f4te d\u2019Ivoire<\/h3>\n<p>Established in 2012, Advans C\u00f4te d\u2019Ivoire is now one of the leading microfinance institutions in the country. Led by Mariam Djibo, it operates through a network of 25 branches and more than 700 employees serving over 230,000 clients. As the second-largest player in the market, it manages a \u20ac119 million gross loan portfolio and \u20ac107 million in deposits. Advans C\u00f4te d\u2019Ivoire also stands out for its strong commitment to agricultural finance, particularly within the cocoa and maize value chains, contributing to the sustainable development of rural communities.<\/p>\n                                                                                                        <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":37,"featured_media":6180,"template":"","meta":{"_acf_changed":false,"footnotes":""},"insights_types":[144],"insights_tags":[164],"class_list":["post-6774","insights","type-insights","status-publish","has-post-thumbnail","hentry","insights_types-interview-en","insights_tags-interview"],"acf":[],"_links":{"self":[{"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/insights\/6774","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/insights"}],"about":[{"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/types\/insights"}],"author":[{"embeddable":true,"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/users\/37"}],"version-history":[{"count":0,"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/insights\/6774\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/media\/6180"}],"wp:attachment":[{"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/media?parent=6774"}],"wp:term":[{"taxonomy":"insights_types","embeddable":true,"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/insights_types?post=6774"},{"taxonomy":"insights_tags","embeddable":true,"href":"https:\/\/advansinternational.com\/en\/wp-json\/wp\/v2\/insights_tags?post=6774"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}