{"id":2116,"date":"2023-12-04T15:03:00","date_gmt":"2023-12-04T14:03:00","guid":{"rendered":"https:\/\/advans.lasuiteandco.fr\/notre-groupe\/"},"modified":"2026-01-23T16:22:23","modified_gmt":"2026-01-23T15:22:23","slug":"our-group","status":"publish","type":"page","link":"https:\/\/advansinternational.com\/en\/our-group\/","title":{"rendered":"Our Group"},"content":{"rendered":"\n    <div class=\"hero-block-main-hp hero_slider_hp\" id=\"hero_slider_hp \">\n                    <div class=\"hero-slide-item-main-hp\" style=\"background: url(https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/10\/Capture-decran-2025-10-13-171510-e1761578081866.jpg) no-repeat center top; background-size: cover;\" >\n                <div class=\"container-1130\">\n                    <div class=\"row\">\n                        <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 hero-slide-item-in-hp\">\n                            <div class=\"hero-slide-img-hp\" style=\"background: url(https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/10\/Capture-decran-2025-10-13-171510-e1761578081866.jpg) no-repeat center top; background-size: cover;\" ><\/div>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n\n\n\n\n    <div id=\"Convictions\" class=\"IArticle-block-main-saip\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 IArticle-block-in-saip\">\n                    <div class=\"container-1130\">\n                        <div class=\"IArticle-info-text-saip\">\n                            <h1>Our Convictions<\/h1>\n<div class=\"flex max-w-full flex-col flex-grow\">\n<div class=\"min-h-8 text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words text-start [.text-message+&amp;]:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"1d0bd617-96cc-48ad-b531-e98fba4da3e4\" data-message-model-slug=\"gpt-4o\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>&nbsp;<\/p>\n<p>Our ambition is to push the boundaries of financial inclusion even further by <strong>financing SME in Africa<\/strong>:artisans, producers, traders, and farmers, all driven by a common entrepreneurial spirit. Our goal is to build a network of leading financial institutions that supports the growth of local businesses, promotes job creation and retention, and improves the standard of living for clients, thus contributing to the economic and social development of the continent through the strengthening of the private sector.<\/p>\n<p>&nbsp;<\/p>\n<h2>Our Mission<\/h2>\n<p>To meet the financial service needs of <span data-olk-copy-source=\"MessageBody\">small local businesses\u00a0and people who have inadequate access to financial services<\/span>, by offering them sustainable and responsible financial solutions.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"\"\n         class=\"cards-carousel-block-main-CMSp\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 cards-carousel-block-in-CMSp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                                                            <div class=\"common-title-main-hp\">\n                                    <h2>Our Values<\/h2>\n                                <\/div>\n                                                                                        <div class=\"Ccards-list-main-CMSp owl-carousel\">\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color1-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/02\/Open_picto.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <h4><strong>Open<\/strong><\/h4>\n<h5><strong>to All<\/strong><\/h5>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>Everyone deserves a chance. We open our doors to those who are underserved by traditional financial services, offering them tailored, simple, and accessible services to help them achieve their projects. We provide opportunities to all our employees based solely on their merit, without any discrimination.<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color2-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/02\/Committed_picto.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <div class=\"Kfigure-info-number-hp\">\n<h4><strong>Committed <\/strong><\/h4>\n<h5><strong>to a Lasting Impact<\/strong><\/h5>\n<\/div>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>We are committed to providing quality service in a responsible and professional manner. We strive to build a better future for our clients and employees, and more broadly, for the communities in which we operate.<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color3-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/02\/Entrepreneurial_picto.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <div class=\"Kfigure-info-number-hp\">\n<h4><strong><span class=\"\">Entrepreneurial<\/span><\/strong><\/h4>\n<h5><strong>in what we do<\/strong><\/h5>\n<\/div>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>We encourage the entrepreneurial spirit of our clients and collaborators. We support their determination to succeed, their ability to turn obstacles into opportunities, to push boundaries, and to take initiatives both individually and collectively.<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color4-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/02\/Innovative_picto.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <h4><strong><span class=\"\">Innovative<\/span><\/strong><\/h4>\n<h5><strong>in our approach<\/strong><\/h5>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>We develop our collective creativity to effectively meet the needs of our clients and find innovative solutions to the challenges posed by our mission. We evaluate, test, and refine our solutions to ensure they remain client-centric.<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                    <\/div>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"History\" class=\"IArticle-block-main-saip\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 IArticle-block-in-saip\">\n                    <div class=\"container-1130\">\n                        <div class=\"IArticle-info-text-saip\">\n                            <h2>Advans in Key Dates<\/h2>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"\" class=\"ins-article-block-main-CMSp\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 ins-article-block-in-CMSp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                            <div class=\"ins-article-card-main-CMSp\">\n                                <div class=\"ins-article-card-img-CMSp\">\n                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/01\/history-our-group-1.png\" alt=\"\">\n                                                                    <\/div>\n                                <div class=\"ins-article-card-info-CMSp\">\n                                                                            <h3 class=\"ewa-rteLine\">1990 <span data-olk-copy-source=\"MessageBody\">\u2013 <\/span>Creation of Horus<\/h3>\n<p><span class=\"TextRun SCXW44763488 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW44763488 BCX8\">Horus provide<\/span><span class=\"NormalTextRun SCXW44763488 BCX8\">d<\/span><span class=\"NormalTextRun SCXW44763488 BCX8\"> services in the field of development financing through short-term consulting missions with donors, governments, and financial institutions (banks and MFIs). As an expert in <strong>international microfinance<\/strong> and\u202f<\/span><\/span><strong><span class=\"TextRun SCXW44763488 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW44763488 BCX8\">SME financing in Africa<\/span><\/span><\/strong><span class=\"TextRun SCXW44763488 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW44763488 BCX8\">, Horus <\/span><span class=\"NormalTextRun SCXW44763488 BCX8\">wa<\/span><span class=\"NormalTextRun SCXW44763488 BCX8\">s gradually called upon to provide longer-term technical <\/span><span class=\"NormalTextRun SCXW44763488 BCX8\">assistance<\/span><span class=\"NormalTextRun SCXW44763488 BCX8\"> to microfinance programs and financial institutions,<\/span><\/span><\/p>\n<p data-start=\"324\" data-end=\"905\">including initiatives focused on\u00a0<strong data-start=\"878\" data-end=\"904\">microfinance for women<\/strong>.<\/p>\n<p><span class=\"EOP SCXW44763488 BCX8\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n                                                                                                        <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"\" class=\"ins-article-block-main-CMSp\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 ins-article-block-in-CMSp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                            <div class=\"ins-article-card-main-CMSp ins-article-card-reverse-CMSp\">\n                                <div class=\"ins-article-card-img-CMSp\">\n                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/01\/history-our-group-1_6.jpg\" alt=\"\">\n                                                                    <\/div>\n                                <div class=\"ins-article-card-info-CMSp\">\n                                                                            <h3 class=\"ewa-rteLine\">2005 <span data-olk-copy-source=\"MessageBody\">\u2013 <\/span>Creation of Advans<\/h3>\n<p><span class=\"TextRun SCXW176789730 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW176789730 BCX8\">In 2005, HORUS Development Finance brought together a group of international <\/span><span class=\"NormalTextRun SCXW176789730 BCX8\">Development F<\/span><span class=\"NormalTextRun SCXW176789730 BCX8\">inancial <\/span><span class=\"NormalTextRun SCXW176789730 BCX8\">I<\/span><span class=\"NormalTextRun SCXW176789730 BCX8\">nstitutions <\/span><span class=\"NormalTextRun SCXW176789730 BCX8\">(DFI<\/span><span class=\"NormalTextRun SCXW176789730 BCX8\">s<\/span><span class=\"NormalTextRun SCXW176789730 BCX8\">) <\/span><span class=\"NormalTextRun SCXW176789730 BCX8\">to create <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW176789730 BCX8\">Advans<\/span><span class=\"NormalTextRun SCXW176789730 BCX8\"> SA SICAR, an investment company aimed at accelerating financial inclusion through the creation of new <strong>international microfinance institutions<\/strong>, particularly in Africa, and by taking equity stakes in existing institutions that share the same values.<\/span> <span class=\"NormalTextRun SCXW176789730 BCX8\">IFC, KfW, BII, AFD Group, EIB, <\/span><span class=\"NormalTextRun SCXW176789730 BCX8\">and <\/span><span class=\"NormalTextRun SCXW176789730 BCX8\">FMO<\/span> <span class=\"NormalTextRun SCXW176789730 BCX8\">have supported <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW176789730 BCX8\">Advans<\/span><span class=\"NormalTextRun SCXW176789730 BCX8\"> for <\/span><span class=\"NormalTextRun SCXW176789730 BCX8\">nearly 20<\/span><span class=\"NormalTextRun SCXW176789730 BCX8\"> years.<\/span><\/span><span class=\"EOP SCXW176789730 BCX8\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n                                                                                                        <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"\" class=\"ins-article-block-main-CMSp\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 ins-article-block-in-CMSp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                            <div class=\"ins-article-card-main-CMSp\">\n                                <div class=\"ins-article-card-img-CMSp\">\n                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/12\/Advans_Group_DarkGreen.jpg\" alt=\"\">\n                                                                    <\/div>\n                                <div class=\"ins-article-card-info-CMSp\">\n                                                                            <h3>2007 \u2013 2017<\/h3>\n<p><span class=\"TextRun SCXW204752553 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW204752553 BCX8\">Advans expand<\/span><span class=\"NormalTextRun SCXW204752553 BCX8\">ed<\/span><span class=\"NormalTextRun SCXW204752553 BCX8\"> across Africa and Asia, <\/span><span class=\"NormalTextRun SCXW204752553 BCX8\">gradually <\/span><span class=\"NormalTextRun SCXW204752553 BCX8\">establishing<\/span><span class=\"NormalTextRun SCXW204752553 BCX8\"> its presence in Cameroon, Ghana, The Democratic Republic of Congo, C\u00f4te d\u2019Ivoire, Nigeria, Tunisia<\/span><span class=\"NormalTextRun SCXW204752553 BCX8\">,<\/span> <span class=\"NormalTextRun SCXW204752553 BCX8\">and finally <\/span><span class=\"NormalTextRun SCXW204752553 BCX8\">Pakistan and <\/span><span class=\"NormalTextRun SCXW204752553 BCX8\">Myanmar<\/span> <span class=\"NormalTextRun SCXW204752553 BCX8\">in 2017. The Group also becomes <\/span><span class=\"NormalTextRun SCXW204752553 BCX8\">majority shareholder <\/span><span class=\"NormalTextRun SCXW204752553 BCX8\">of<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW204752553 BCX8\">Amret<\/span><span class=\"NormalTextRun SCXW204752553 BCX8\"> in Cambodia. <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW204752553 BCX8\">Advans<\/span><span class=\"NormalTextRun SCXW204752553 BCX8\"> serve<\/span><span class=\"NormalTextRun SCXW204752553 BCX8\">d<\/span> <span class=\"NormalTextRun SCXW204752553 BCX8\">more than <\/span><span class=\"NormalTextRun SCXW204752553 BCX8\">one million clients across its international network.<\/span><\/span><span class=\"EOP SCXW204752553 BCX8\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n                                                                                                        <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"\" class=\"ins-article-block-main-CMSp\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 ins-article-block-in-CMSp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                            <div class=\"ins-article-card-main-CMSp ins-article-card-reverse-CMSp\">\n                                <div class=\"ins-article-card-img-CMSp\">\n                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/01\/history-our-group-1_8.jpg\" alt=\"\">\n                                                                    <\/div>\n                                <div class=\"ins-article-card-info-CMSp\">\n                                                                            <h3 class=\"ewa-rteLine\">2022 <span data-olk-copy-source=\"MessageBody\">\u2013 <\/span>Launch of Air+<\/h3>\n<p><span class=\"TextRun SCXW155658524 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW155658524 BCX8\">Air+ is <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW155658524 BCX8\">Advans<\/span><span class=\"NormalTextRun SCXW155658524 BCX8\">\u2019 digital transformation program aimed at replacing current IT systems and solutions, while adopting harmonized and standardized processes. The primary <\/span><span class=\"NormalTextRun SCXW155658524 BCX8\">objective<\/span><span class=\"NormalTextRun SCXW155658524 BCX8\"> is to make life easier for our clients, both in terms of loan subscription and the day-to-day management of their financial operations, <\/span><span class=\"NormalTextRun SCXW155658524 BCX8\">especially<\/span><span class=\"NormalTextRun SCXW155658524 BCX8\"> for clients <\/span><span class=\"NormalTextRun SCXW155658524 BCX8\">located<\/span><span class=\"NormalTextRun SCXW155658524 BCX8\"> far from our branches. This digital transformation also provides our subsidiaries and <\/span><span class=\"NormalTextRun AdvancedProofingIssueV2Themed SCXW155658524 BCX8\">all of<\/span><span class=\"NormalTextRun SCXW155658524 BCX8\"> their employees with digital solutions that enable more reliable management of their activities, better tracking of operations, and an overall improvement in productivity.<\/span><\/span><span class=\"EOP SCXW155658524 BCX8\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n                                                                                                        <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"\" class=\"ins-article-block-main-CMSp\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 ins-article-block-in-CMSp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                            <div class=\"ins-article-card-main-CMSp\">\n                                <div class=\"ins-article-card-img-CMSp\">\n                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/01\/0ab4b765-0eaa-4c86-a1c0-3e021009eaf1-e1765555602198.jpg\" alt=\"\">\n                                                                    <\/div>\n                                <div class=\"ins-article-card-info-CMSp\">\n                                                                            <h3>2024 \u2013 Refocusing on Africa<\/h3>\n<p><span class=\"TextRun SCXW209333093 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW209333093 BCX8\">Since its creation, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW209333093 BCX8\">Advans<\/span><span class=\"NormalTextRun SCXW209333093 BCX8\"> has disbursed nearly <\/span><span class=\"NormalTextRun SCXW209333093 BCX8\">EUR <\/span><span class=\"NormalTextRun SCXW209333093 BCX8\">14 billion in loans from Southeast Asia to West Africa. The <\/span><span class=\"NormalTextRun SCXW209333093 BCX8\">G<\/span><span class=\"NormalTextRun SCXW209333093 BCX8\">roup reaches a turning point in its development<\/span><span class=\"NormalTextRun SCXW209333093 BCX8\">, completing<\/span> <span class=\"NormalTextRun SCXW209333093 BCX8\">a<\/span><span class=\"NormalTextRun SCXW209333093 BCX8\"> strategic refocus on the African continent, where there is still much to be done to advance financial inclusion, particularly <strong>microfinance for women <\/strong><\/span><span class=\"NormalTextRun SCXW209333093 BCX8\">and<\/span><span class=\"NormalTextRun SCXW209333093 BCX8\"> rural <\/span><span class=\"NormalTextRun SCXW209333093 BCX8\">entrepreneurs while also supporting <strong data-start=\"3207\" data-end=\"3246\">financing climate change adaptation<\/strong><\/span><span class=\"NormalTextRun SCXW209333093 BCX8\">.<\/span><\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW209333093 BCX8\"><span class=\"SCXW209333093 BCX8\">\u00a0<\/span><br class=\"SCXW209333093 BCX8\" \/><\/span><span class=\"TextRun SCXW209333093 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW209333093 BCX8\">Advans divest<\/span><span class=\"NormalTextRun SCXW209333093 BCX8\">s<\/span><span class=\"NormalTextRun SCXW209333093 BCX8\"> from its three Asian subsidiaries: <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW209333093 BCX8\">Advans<\/span><span class=\"NormalTextRun SCXW209333093 BCX8\"> Pakistan, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW209333093 BCX8\">Amret<\/span><span class=\"NormalTextRun SCXW209333093 BCX8\"> (Cambodia), and <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW209333093 BCX8\">Advans<\/span><span class=\"NormalTextRun SCXW209333093 BCX8\"> Myanmar.<\/span><\/span><\/p>\n                                                                                                        <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"\" class=\"ins-article-block-main-CMSp\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 ins-article-block-in-CMSp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                            <div class=\"ins-article-card-main-CMSp ins-article-card-reverse-CMSp\">\n                                <div class=\"ins-article-card-img-CMSp\">\n                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/10\/Untitled-design.png\" alt=\"\">\n                                                                    <\/div>\n                                <div class=\"ins-article-card-info-CMSp\">\n                                                                            <h3 class=\"ewa-rteLine\">2025 <span data-olk-copy-source=\"MessageBody\">\u2013 Advans celebrates its 20th anniversary!<\/span><\/h3>\n<p><span data-contrast=\"auto\">Twenty years of financial inclusion mean twenty years of human adventures, challenges, and resilience. For our Group, this anniversary is an important milestone, but it takes on even greater meaning when we think of the 400,000 borrowers who have been able to develop their businesses thanks to our institutions in North, West, and Central Africa; the 900,000 depositors who have placed their trust in us; or the 2,500 young people under 25 recruited and trained throughout our network.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">These figures reflect a simple reality: together, we are nurturing local entrepreneurship through<strong> microfinancing in Africa<\/strong> and advancing financial inclusion. And the journey continues\u2026<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n                                                                                                        <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"Awards\"\n         class=\"cards-carousel-block-main-CMSp\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 cards-carousel-block-in-CMSp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                                                            <div class=\"common-title-main-hp\">\n                                    <h2 class=\"ewa-rteLine\">Awards<\/h2>\n<div class=\"ewa-rteLine\">\n<p>As an expert in microfinance and <strong>SME financing in Africa<\/strong>, <a href=\"https:\/\/advansinternational.com\/en\/\">Advans<\/a> is recognized for its commitment to empowering women and entrepreneurs.<\/p>\n<\/div>\n                                <\/div>\n                                                                                        <div class=\"Ccards-list-main-CMSp owl-carousel\">\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color1-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/02\/Award_picto.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <p><strong>ADVANS RDC<\/strong><\/p>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>Was named Best DRH 2025 at the CCRM RH Awards, recognizing its commitment to human-centered and inclusive talent development.<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color2-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/02\/Award_picto.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <p><strong>ADVANS NIGERIA<\/strong><\/p>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>Was named \u201cMicrofinance Bank of the Decade\u201d (Edge Awards) and \u201cMicrofinance Bank of the Year 2025\u201d (BusinessDay Awards) for its decade-long commitment to financial inclusion.<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color3-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/02\/Award_picto.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <p><strong>ADVANS GHANA<\/strong><\/p>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>Was named Innovation Excellence Award 2025 winner by the France-Ghana Chamber of Commerce and Industry (CCIFG) at the Business Performance Awards.<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color4-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/02\/Award_picto.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <p><strong>ADVANS NIGERIA<\/strong><\/p>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>Was named &#8220;Microfinance of the Year 2024&#8221; at the Edge Awards for customer-focused excellence, also recognized at the 2024 DBN Awards as the Microfinance Institution with the greatest impact in the South-West and for operational excellence.<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color5-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/02\/Award_picto.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <h5><strong>ADVANS COTE-D&#8217;IVOIRE<\/strong><\/h5>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>Was named as the Microfinance institution with the best digital transformation in 2024 during the Digital Transformation Awards by Yadec Consulting.<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color6-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/02\/Award_picto.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <h5><strong>ADVANS GHANA<\/strong><\/h5>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>Was named Savings and Credit Company of the Year for the second consecutive year in 2023 (Ghana Business Awards) and received the Most Promising Human Resources Management Award (HR Focus Awards).<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color7-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/02\/Award_picto.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <h5><strong><span class=\"TextRun SCXW197762651 BCX8\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW197762651 BCX8\">ADVANS NIGERIA<\/span><\/span><\/strong><\/h5>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>Was named Brand of the Year 2023 for microfinance banks and the most innovative and client-centered microfinance bank.<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color8-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/02\/Award_picto.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <p><strong>ADVANS COTE D&#8217;IVOIRE<\/strong><\/p>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>Was named Best Microfinance for &#8220;Agricultural Credit&#8221; and Best Microfinance for &#8220;Loans to Women&#8221; for the year 2023 according to the African Consumer Label.<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                    <\/div>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"Governance\" class=\"teams-block-main-CMSp\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 teams-block-in-CMSp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                                                            <div class=\"common-title-main-hp\">\n                                    <h2 class=\"ewa-rteLine\">Board of Directors<\/h2>\n<p>The board of directors of Advans is composed of experts with diverse profiles and solid experience in the financial services sector. It is responsible for managing Advans SA in accordance with its articles of association and Luxembourg law. Advans SA has also established committees to support the board: the Audit and Risk Committee, and the Human Resources and Governance Committee. A Social Performance Officer has also been appointed within the Board.<\/p>\n                                <\/div>\n                                                                                        <div class=\"teams-list-main-CMSp team_slider_sap owl-carousel\">\n                                                                            <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 teams-card-main-CMSp team-color1-CMSp\">\n                                            <div class=\"teams-card-in-CMSp\">\n                                                <div class=\"teams-card-img-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/12\/Untitled-design-13-2-e1765799156710.jpg\" alt=\"\">\n                                                                                                    <\/div>\n                                                <div class=\"teams-card-info-CMSp\">\n                                                    <div class=\"teams-card-info-text-CMSp\">\n                                                                                                                    <h3><strong>Cyrille Arnould<\/strong><\/h3>\n                                                                                                                                                                            <p>Chairman of the Board<\/p>\n                                                                                                            <\/div>\n                                                    <div class=\"teams-card-social-CMSp\">\n                                                                                                                    <ul>\n                                                                                                                                    <li>\n                                                                        <a href=\"https:\/\/www.linkedin.com\/in\/cyrille-j-arnould\/?originalSubdomain=lu\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/linkdin_icon_Lgreen_hp.svg\" alt=\"\"><\/a>\n                                                                    <\/li>\n                                                                                                                                                                                            <\/ul>\n                                                                                                            <\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 teams-card-main-CMSp team-color2-CMSp\">\n                                            <div class=\"teams-card-in-CMSp\">\n                                                <div class=\"teams-card-img-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/12\/Untitled-design-12-e1765461294530.png\" alt=\"\">\n                                                                                                    <\/div>\n                                                <div class=\"teams-card-info-CMSp\">\n                                                    <div class=\"teams-card-info-text-CMSp\">\n                                                                                                                    <h3><strong>Mariam Djibo<\/strong><\/h3>\n                                                                                                                                                                            <p>Board member<\/p>\n                                                                                                            <\/div>\n                                                    <div class=\"teams-card-social-CMSp\">\n                                                                                                                    <ul>\n                                                                                                                                    <li>\n                                                                        <a href=\"https:\/\/www.linkedin.com\/in\/mariamdjibo\/\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/linkdin_icon_Lgreen_hp.svg\" alt=\"\"><\/a>\n                                                                    <\/li>\n                                                                                                                                                                                            <\/ul>\n                                                                                                            <\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 teams-card-main-CMSp team-color3-CMSp\">\n                                            <div class=\"teams-card-in-CMSp\">\n                                                <div class=\"teams-card-img-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2023\/12\/claude-falgon.jpg\" alt=\"\">\n                                                                                                    <\/div>\n                                                <div class=\"teams-card-info-CMSp\">\n                                                    <div class=\"teams-card-info-text-CMSp\">\n                                                                                                                    <h3><strong>Claude Falgon<\/strong><\/h3>\n                                                                                                                                                                            <p>Board Member<\/p>\n                                                                                                            <\/div>\n                                                    <div class=\"teams-card-social-CMSp\">\n                                                                                                                    <ul>\n                                                                                                                                    <li>\n                                                                        <a href=\"https:\/\/www.linkedin.com\/in\/claude-falgon-b32a14b\/\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/linkdin_icon_Lgreen_hp.svg\" alt=\"\"><\/a>\n                                                                    <\/li>\n                                                                                                                                                                                            <\/ul>\n                                                                                                            <\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 teams-card-main-CMSp team-color4-CMSp\">\n                                            <div class=\"teams-card-in-CMSp\">\n                                                <div class=\"teams-card-img-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/12\/Untitled-design-14-1-e1765558829853.jpg\" alt=\"\">\n                                                                                                    <\/div>\n                                                <div class=\"teams-card-info-CMSp\">\n                                                    <div class=\"teams-card-info-text-CMSp\">\n                                                                                                                    <h3><strong>Jan Schroeder-Hohenwarth<\/strong><\/h3>\n                                                                                                                                                                            <p>Board member<\/p>\n                                                                                                            <\/div>\n                                                    <div class=\"teams-card-social-CMSp\">\n                                                                                                                    <ul>\n                                                                                                                                    <li>\n                                                                        <a href=\"https:\/\/www.linkedin.com\/in\/dr-jan-schroeder-hohenwarth-bb456933\/\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/linkdin_icon_Lgreen_hp.svg\" alt=\"\"><\/a>\n                                                                    <\/li>\n                                                                                                                                                                                            <\/ul>\n                                                                                                            <\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                                                    <\/div>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"\" class=\"teams-block-main-CMSp teams-dark-bg-CMSp\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 teams-block-in-CMSp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                                                            <div class=\"common-title-main-hp\">\n                                    <h2>Executive Committee<\/h2>\n<p>The support services of the Advans group are based at Advans International in Paris. Business lines and strong group departments have been created to guide and support the development of its <strong>international microfinance <\/strong>network of subsidiaries. Advans International supports, supervises, and establishes standards for the group by providing subsidiaries with advice, resources, and expertise.<\/p>\n                                <\/div>\n                                                                                        <div class=\"teams-list-main-CMSp team_slider_sap owl-carousel\">\n                                                                            <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 teams-card-main-CMSp team-color1-CMSp\">\n                                            <div class=\"teams-card-in-CMSp\">\n                                                <div class=\"teams-card-img-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/01\/csm_SD_bw_6dabd52758.png\" alt=\"\">\n                                                                                                    <\/div>\n                                                <div class=\"teams-card-info-CMSp\">\n                                                    <div class=\"teams-card-info-text-CMSp\">\n                                                                                                                    <h3><strong>Steven Duchatelle <\/strong><\/h3>\n                                                                                                                                                                            <p>CEO<\/p>\n                                                                                                            <\/div>\n                                                    <div class=\"teams-card-social-CMSp\">\n                                                                                                                    <ul>\n                                                                                                                                    <li>\n                                                                        <a href=\"https:\/\/www.linkedin.com\/in\/steven-duchatelle-7263376\/\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/linkdin_icon_Lgreen_hp.svg\" alt=\"\"><\/a>\n                                                                    <\/li>\n                                                                                                                                                                                            <\/ul>\n                                                                                                            <\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 teams-card-main-CMSp team-color2-CMSp\">\n                                            <div class=\"teams-card-in-CMSp\">\n                                                <div class=\"teams-card-img-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/01\/csm_GDF_bw_1dd4921a00.png\" alt=\"\">\n                                                                                                    <\/div>\n                                                <div class=\"teams-card-info-CMSp\">\n                                                    <div class=\"teams-card-info-text-CMSp\">\n                                                                                                                    <h3><strong>Gr\u00e9goire Danel-Fedou<\/strong><\/h3>\n                                                                                                                                                                            <p>DCEO &#8211; Finance<\/p>\n                                                                                                            <\/div>\n                                                    <div class=\"teams-card-social-CMSp\">\n                                                                                                                    <ul>\n                                                                                                                                    <li>\n                                                                        <a href=\"https:\/\/www.linkedin.com\/in\/gr%C3%A9goire-danel-f%C3%A9dou-313b555\/\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/linkdin_icon_Lgreen_hp.svg\" alt=\"\"><\/a>\n                                                                    <\/li>\n                                                                                                                                                                                            <\/ul>\n                                                                                                            <\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 teams-card-main-CMSp team-color3-CMSp\">\n                                            <div class=\"teams-card-in-CMSp\">\n                                                <div class=\"teams-card-img-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/01\/Estelle-Fond_Noir-e1727193543540.jpg\" alt=\"\">\n                                                                                                    <\/div>\n                                                <div class=\"teams-card-info-CMSp\">\n                                                    <div class=\"teams-card-info-text-CMSp\">\n                                                                                                                    <h3><strong>Estelle Darie-Rousseaux<\/strong><\/h3>\n                                                                                                                                                                            <p>DCEO &#8211; Operations<\/p>\n                                                                                                            <\/div>\n                                                    <div class=\"teams-card-social-CMSp\">\n                                                                                                                    <ul>\n                                                                                                                                    <li>\n                                                                        <a href=\"https:\/\/www.linkedin.com\/in\/estelle-darie-rousseaux-42645759\/\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/linkdin_icon_Lgreen_hp.svg\" alt=\"\"><\/a>\n                                                                    <\/li>\n                                                                                                                                                                                            <\/ul>\n                                                                                                            <\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 teams-card-main-CMSp team-color4-CMSp\">\n                                            <div class=\"teams-card-in-CMSp\">\n                                                <div class=\"teams-card-img-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/12\/Template-do-not-modified--e1764690218867.jpg\" alt=\"\">\n                                                                                                    <\/div>\n                                                <div class=\"teams-card-info-CMSp\">\n                                                    <div class=\"teams-card-info-text-CMSp\">\n                                                                                                                    <h3><strong>Ga\u00ebl Briot<\/strong><\/h3>\n                                                                                                                                                                            <p>Directeur Business Solutions Director<\/p>\n                                                                                                            <\/div>\n                                                    <div class=\"teams-card-social-CMSp\">\n                                                                                                                    <ul>\n                                                                                                                                    <li>\n                                                                        <a href=\"https:\/\/www.linkedin.com\/in\/gael-briot-a620277\/\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/linkdin_icon_Lgreen_hp.svg\" alt=\"\"><\/a>\n                                                                    <\/li>\n                                                                                                                                                                                            <\/ul>\n                                                                                                            <\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 teams-card-main-CMSp team-color5-CMSp\">\n                                            <div class=\"teams-card-in-CMSp\">\n                                                <div class=\"teams-card-img-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/01\/Brieuc-Fond_Noir.jpg\" alt=\"\">\n                                                                                                    <\/div>\n                                                <div class=\"teams-card-info-CMSp\">\n                                                    <div class=\"teams-card-info-text-CMSp\">\n                                                                                                                    <h3><strong>Brieuc Cardon<\/strong><\/h3>\n                                                                                                                                                                            <p>Business Development Director<\/p>\n                                                                                                            <\/div>\n                                                    <div class=\"teams-card-social-CMSp\">\n                                                                                                                    <ul>\n                                                                                                                                    <li>\n                                                                        <a href=\"https:\/\/www.linkedin.com\/in\/brieuc-cardon-de-lichtbuer-039a6b\/\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/linkdin_icon_Lgreen_hp.svg\" alt=\"\"><\/a>\n                                                                    <\/li>\n                                                                                                                                                                                            <\/ul>\n                                                                                                            <\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 teams-card-main-CMSp team-color6-CMSp\">\n                                            <div class=\"teams-card-in-CMSp\">\n                                                <div class=\"teams-card-img-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2024\/01\/csm_LC_bw_4392b71124.png\" alt=\"\">\n                                                                                                    <\/div>\n                                                <div class=\"teams-card-info-CMSp\">\n                                                    <div class=\"teams-card-info-text-CMSp\">\n                                                                                                                    <h3><strong>Laurent Clauser<\/strong><\/h3>\n                                                                                                                                                                            <p>Risk and Audit Director<\/p>\n                                                                                                            <\/div>\n                                                    <div class=\"teams-card-social-CMSp\">\n                                                                                                                    <ul>\n                                                                                                                                    <li>\n                                                                        <a href=\"https:\/\/www.linkedin.com\/in\/laurent-clauser-254b42\/\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/themes\/advans\/assets\/images\/linkdin_icon_Lgreen_hp.svg\" alt=\"\"><\/a>\n                                                                    <\/li>\n                                                                                                                                                                                            <\/ul>\n                                                                                                            <\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                                                    <\/div>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"Structure-&amp;-Shareholding\" class=\"client-voices-block-main-CMSp\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12client-voices-block-in-CMSp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                                                            <div class=\"common-title-main-hp\">\n                                    <h2 class=\"ewa-rteLine\">Legal and Financial Structure<\/h2>\n<p>Advans SA is an investment company registered in Luxembourg and supervised by the CSSF. Advans SA invests in the creation and development of microfinance institutions alongside co-shareholders who share the same values. As a majority or principal shareholder, Advans SA invests for the long term to provide capital to its subsidiaries and facilitate their growth through loans and guarantees. Advans SA actively participates in the governance of these institutions.<\/p>\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n\n    <div id=\"\"\n         class=\"cards-carousel-block-main-CMSp cards-carousel-light-bg-CMSp\">\n        <div class=\"container\">\n            <div class=\"row\">\n                <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 cards-carousel-block-in-CMSp\">\n                    <div class=\"row\">\n                        <div class=\"container-1130\">\n                                                                                        <div class=\"Ccards-list-main-CMSp owl-carousel\">\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color1-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/12\/ADVANS-NH-e1764776575948.jpg\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <p><strong>Advans New Horizons\u00a0<\/strong><\/p>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>Management &amp; Staff<\/p>\n<p>24,79%<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color2-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/12\/Advans_Icon_Build-1.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <p><strong>SC Nouvelles Athenes Patrimoine<\/strong><\/p>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>20,35%<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color3-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/12\/Advans_Icon_Build-e1764776263568.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <p><strong>Gallouet Participations et Conseils<\/strong><\/p>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>19,58%<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                            <div class=\"Ccards-box-CMSp Ccards-color4-CMSp\">\n                                            <div class=\"Ccards-box-in-CMSp\">\n                                                <div class=\"Ccards-box-icon-CMSp\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/advansinternational.com\/wp-content\/uploads\/2025\/12\/Advans_Icon_Clients.png\" alt=\"\" width=\"300\" height=\"90\">\n                                                                                                    <\/div>\n                                                                                                    <p><strong>Management<\/strong><\/p>\n                                                                                                                                                    <!--                                                    -->                                                    <p><p>32,28%<\/p>\n<\/p>\n                                                                                            <\/div>\n                                        <\/div>\n                                                                    <\/div>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2116","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Micro Financing &amp; 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