Advans’ Digital Application Serving Financial Inclusion
The client application is Advans’ digital banking solution, designed as a strategic lever to strengthen financial inclusion for individuals and micro, small, and medium-sized enterprises (MSMEs). It expands access to formal, secure financial services tailored to the needs of populations that are often underserved by traditional channels.
Thanks to an intuitive interface and robust digital features, the application enables independent access to essential banking services, reducing geographic, operational, and informational barriers. Available 24/7, it offers account inquiries, secure transfers and payments, as well as personalized savings and credit solutions.
Key features:
– Account balances, transaction history, and outstanding loans
– Secure digital transfers and payments
– Personalized savings and financing products
– Continuous availability, regardless of location
Deployed in Ghana, Côte d’Ivoire, and Nigeria, the application is a central tool in Advans’ digital strategy, strengthening microfinance in Africa.
For us at Advans Ghana, data-driven lending represents a true strategic turning point. We are convinced there is strong potential to significantly accelerate the growth of our gross loan portfolio (GLP) by leveraging digital loans for our clients.
Amand Abban
Head of Digital Banking and Alternative Distribution Channels at Advans Ghana Savings & Loans
My Advans Ghana
My Advans Ghana is the web interface and mobile application for Advans Ghana clients. This intuitive platform provides simplified access to information and Advans’ financial services, while facilitating effective communication with our clients.
My Advans Côte d’Ivoire
My Advans RCI is the web interface and mobile application for Advans Côte d’Ivoire’s clients. This intuitive platform offers easy access to information and Advans’ financial services, while enabling effective communication with our clients.
Adspire Nigeria
Adspire is the official web interface and mobile application of Advans La Fayette. Designed to combine ease of use, speed, and security, it allows our clients to access their financial services independently, anywhere and anytime.
Discover our alternative digital channels
A variety of offerings that make our clients’ daily lives easier!
MobiBank
The Mobibank USSD solution allows clients in Ghana to make deposits, withdrawals, transfers, and other value-added services easily via a single code, strengthening Advans Ghana’s presence directly at the point of transaction.
Advans Mobility
Advans’ USSD in Côte d’Ivoire is a service enabling essential financial operations via a short code, without time or travel constraints, enhancing client autonomy and financial inclusion. This service is available through the main mobile money operators in Côte d’Ivoire: MTN, Orange, and Wave.
Advans Money
The Advans Money USSD service, in partnership with Orange, gives clients in Cameroon the ability to make deposits, withdrawals, and check balances 24/7, promoting autonomy and financial inclusion.
FAQ
Advans provides several digital channels to meet the diverse needs of its customers:
– Web interface and mobile app: MyAdvans RCI (Ivory Coast), My Advans GHA (Ghana), Adspire Advans La Fayette (Nigeria)
– USSD service: Advans Mobilité (Ivory Coast), Mobibank (Ghana)
– Mobile Money integration: for secure transfers, deposits, withdrawals, and payments (Cameroon)
These channels allow customers to access financial services independently, 24/7, even in areas with limited coverage by our branches or mobile teams.
– View balances and outstanding loans
– Secure transfers and payments
– Access to personalized savings and credit products
– Complete remote account management, anytime
The USSD service is a channel accessible without a smartphone, via a short code:
– Mobibank (Ghana): A short code that centralizes all digital financial services for Advans Ghana. It allows withdrawals, deposits, transfers to other banks, and payments for value-added services.
– Advans Mobilité (Côte d’Ivoire): Enables transfers, deposits, withdrawals, and balance inquiries 24/7 via Advans’ short code as well as local operators, strengthening autonomy and inclusion.
Digital channels are a key lever in Advans’ financial inclusion strategy.
They enable us to:
– Broaden access to financial services for individuals and MSMEs
– Reduce geographical, operational, and time barriers
– Improve customer experience and transaction speed
– Empower customers and formalize their economic activities
All these digital channels make it possible to:
– Offer financial services to populations and businesses that are often underserved
– Reduce travel and time constraints
– Increase transaction transparency and security
– Integrate customers into the formal banking ecosystem, promoting sustainable growth and financial autonomy