Services offered by Advans
As an international group of microfinance institutions (MFIs) in Africa, Advans aims to provide tailored financial services to small local businesses and people who have inadequate access to financial services, to help them achieve their professional or personal objectives.
Our Products
Loans
Advans provides micro, small, and medium-sized enterprises, along with farmers, with a range of tailored loan solutions to meet their professional needs, such as working capital, goods customs clearance, input purchases, or agricultural equipment acquisition…
Savings
Protecting against life’s uncertainties, financing children’s education, or planning for business growth: Advans offers a range of savings solutions and current accounts to help manage daily finances effectively.
Insurances
A fire at the workplace or the hospitalization of a family member can be costly expenses that are often challenging to manage with limited income. Our international group of micro finance institutions (MFIs) in Africa, offers insurance solutions through partnerships with leading industry players.
App Mobile
Discover our applications, designed to reduce the need for clients to visit our branches. Fast, convenient, and secure, they are accessible 24/7: MyAdvans Ghana, MyAdvans Côte d’Ivoire, and Adspire (Nigeria). For clients without Internet access, we offer USSD services. Discover our mobile banking services.
Our Clients
Our clients include microenterprises, very small businesses, small and medium-sized enterprises, and farmers. As a microfinance provider, we offer tailored solutions to support their growth.
Our work to promote climate resilience strengthens their ability to cope with environmental challenges.
Micro
Retail or service activity without a permanent employee
Needs:
Group loans
Individual working capital loans
Emergency loans and education
Current accounts and savings
Small
Retail/wholesale or service activity with 1 to 4 employees
Needs:
Working capital loans
Investment loans & School loans
Overdraft
Current and savings accounts
SME
Wholesale or service trade activity with 5 or more employees
Needs:
Working capital loans
Investment loans
Overdraft
Current and savings accounts
Agric
Groups or individuals with a production activity
Needs:
Input loans
Equipment loans
School loans
Current and savings accounts
I’m a trader. The name of my shop is “Godbless”. As a single woman, as a single mother, business is very difficult. But I’m proud of myself.
I met Advans through a friend. Without Advans I don’t know where I would be today.
Justine
Trader in Accra, Ghana
“With regular and consistent deposits on my Savings plan, I have been able to renovate my shop and develop my business. The Advans team offers advice and good solutions to achieve your future plans.
Fred Kudadze
Beautician,Teshie, Ghana
J’ai obtenu un prêt pour acheter des ruches en moins d’une semaine puis un second prêt qui m’a permis d’acheter des terres et du bétail. Aujourd’hui, j’alterne entre la saison du miel, celle des olives et un peu d’agriculture. Advans Tunisie a pris en compte le caractère saisonnier de mon projet dans le remboursement de mon emprunt.
Malika Kilani
Beekeeper, Tunisia
Advans helped me a lot because at the time I went there, I had one shop, and now i got three. As a woman, I’m proud of myself, because it is not easy for a women here to work like this. I want to grow fast, have more than 10 shops, higher, bigger!
Vicentia Nana Akua
Trader and Fashion Accessories Designer, Ghana
I am 29 years old and I run a successful agricultural business. With my first loan, I bought seeds and started small. The second loan allowed me to purchase agricultural equipment and repair the old ones. My third loan helped me expand my sheep herd; I now have twenty. The support from Advans has been a game-changer for my farm. It enabled me to hire workers and grow my business. I plan to continue working with Advans because I am very satisfied with their services.
Nesrine Sayari
Farmer, Tunisia
6
Subsidiaries
+ 3500
Collaborators
+ 740000
Clients
400000 K€
Gross Loan portfolio
Discover Our Impact Report
To ensure the relevance of our actions, we measure our impact using precise indicators and rigorous monitoring in each country where we operate. This approach enables us to concretely assess the effects of our support on the ground.
Explore our detailed results: this report provides a clear overview of our impact across our countries of operation, in line with our social objectives.
Our Countries of Operation
Advans targets developing markets where customers have limited access to financial services and where there is strong potential for growth and social value creation.
With 20 years of experience in Africa, international microfinance institutions (MFIS) currently operates in six countries: Cameroon, Ghana, Democratic Republic of Congo, Côte d’Ivoire, Nigeria, and Tunisia.
CAMEROON
Acting CEO: Sandrine Ziwa
Clients: 81,300
Branches: 14
Creation: 2007
More information on: Advans Cameroon
CÔTE D’IVOIRE
Managing Director: Sarah Doukouré
Clients: 269,700
Branches: 27
Creation: 2012
More information on: Advans Côte d’Ivoire
GHANA
Managing Director: Guillaume Valence
Clients: 146,100
Branches: 21
Creation: 2008
More information on: Advans Ghana
NIGERIA
Managing Director: Elvis Oheneba
Clients: 104,200
Branches: 28
Creation: 2013
More information on: Advans Nigeria
DRC
Managing Director: Jean-Luc Nzoubou
Clients: 99,400
Agencies: 11
Creation: 2009
More information on: Advans Congo
TUNISIA
Managing Director: Meriem Zine
Clients: 37,400
Agencies: 29
Creation: 2015
More information on : Advans Tunisie
Contact us
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FAQ
Microfinance involves providing financial services, such as loans, savings solutions, and insurance, to entrepreneurs and underserved populations who lack access to traditional banking services. Our microfinance organization is committed to delivering these services to support the economic and social development of communities in Africa. We also collaborate with specialized partners to strengthen the effectiveness and reach of our actions on the ground.
Because they employ the vast majority of the workforce, small businesses play a vital role in economic and social development in emerging markets. To develop and strengthen their activities, these small businesses need financial support which they lack, often inaccessible to traditional financial players. Advans’ goal is to democratize access to financial services for these small businesses, and thus contribute to inclusive growth in the countries where we operate.