Our digital services for more inclusive finance
Digital services are a key driver of financial inclusion across Africa. At Advans, they build on a mission we have pursued for over 20 years: enabling individuals and micro, small and medium-sized enterprises (MSMEs) to access simple, secure financial services tailored to their needs. Through our mobile applications, USSD services and other digital solutions, we facilitate access to essential financial services, including where traditional banking infrastructure is limited. This approach combines technological innovation with a strong understanding of local realities, while contributing to the financial digital transformation of our operations and strengthening the economic resilience of individuals and SMEs in Africa.
Our digital solutions enable clients to:
-check balances, transactions and outstanding loans;
-make secure digital transfers and payments;
-access savings and financing solutions;
-use services remotely, 24/7;
-access digital channels adapted to different levels of device access and connectivity.
Deployed notably in Ghana, Côte d’Ivoire and Nigeria, these solutions support our commitment to women’s financial inclusion and make microfinance services more accessible.
For us at Advans Ghana, data-driven lending represents a true strategic turning point. We are convinced there is strong potential to significantly accelerate the growth of our gross loan portfolio (GLP) by leveraging digital loans for our clients.
Amand Abban
Head of Digital Banking and Alternative Distribution Channels at Advans Ghana Savings & Loans
My Advans Ghana
My Advans Ghana is the web interface and mobile application for Advans Ghana clients. This intuitive platform provides simplified access to information and Advans’ financial services, while facilitating effective communication with our clients.
My Advans Côte d’Ivoire
My Advans RCI is the web interface and mobile application for Advans Côte d’Ivoire’s clients. This intuitive platform offers easy access to information and Advans’ financial services, while enabling effective communication with our clients.
Adspire Nigeria
Adspire is the official mobile application of Advans La Fayette. Designed to combine ease of use, speed, and security, it allows our clients to access their financial services independently, anywhere and anytime. Clients of Advans Nigeria also benefit from services delivered through additional digital channels, developed to provide them with a complete experience tailored to their needs.
Discover our alternative digital channels
A variety of offerings that make our clients’ daily lives easier!
MobiBank
The Mobibank USSD solution allows clients in Ghana to make deposits, withdrawals, transfers, and other value-added services easily via a single code, strengthening Advans Ghana’s presence directly at the point of transaction.
Advans Mobility
Advans’ USSD in Côte d’Ivoire is a service enabling essential financial operations via a short code, without time or travel constraints, enhancing client autonomy and financial inclusion. This service is available through the main mobile money operators in Côte d’Ivoire: MTN, Orange, and Wave.
Advans Money
The Advans Money USSD service, in partnership with Orange, gives clients in Cameroon the ability to make deposits, withdrawals, and check balances 24/7, promoting autonomy and financial inclusion.
FAQ
Advans provides several digital channels to meet the diverse needs of its customers:
– Mobile app: MyAdvans RCI (Ivory Coast), My Advans GHA (Ghana), Adspire Advans La Fayette (Nigeria)
– Web interface : MyAdvans RCI (Ivory Coast), My Advans GHA (Ghana)
– USSD service: Advans Mobilité (Ivory Coast), Mobibank (Ghana)
– Mobile Money integration: for secure transfers, deposits, withdrawals, and payments (Cameroon)
These channels allow customers to access financial services independently, 24/7, even in areas with limited coverage by our branches or mobile teams.
– View balances and outstanding loans
– Secure transfers and payments
– Access to personalized savings and credit products
– Complete remote account management, anytime
The USSD service is a channel accessible without a smartphone, via a short code:
– Mobibank (Ghana): A short code that centralizes all digital financial services for Advans Ghana. It allows withdrawals, deposits, transfers to other banks, and payments for value-added services.
– Advans Mobilité (Côte d’Ivoire): Enables transfers, deposits, withdrawals, and balance inquiries 24/7 via Advans’ short code as well as local operators, strengthening autonomy and inclusion.
Digital channels are a key lever in Advans’ financial inclusion strategy.
They enable us to:
– Broaden access to financial services for individuals and MSMEs
– Reduce geographical, operational, and time barriers
– Improve customer experience and transaction speed
– Empower customers and formalize their economic activities
All these digital channels make it possible to:
– Offer financial services to populations and businesses that are often underserved
– Reduce travel and time constraints
– Increase transaction transparency and security
– Integrate customers into the formal banking ecosystem, promoting sustainable growth and financial autonomy
Join Us
Interested in joining the team building these solutions ?
Explore our opportunities and find the position that’s right for you