Advans Microcredit: Empowering Small Businesses and Entrepreneurs Through Micro Lending in Africa

Advans Group is a recognized leader in the field of micro lending in Africa. Through its microfinance institutions established in seven countries, the group plays a key role in supporting micro, small, and medium-sized enterprises (MSMEs), as well as farmers, by providing access to financial services that they are often denied.

Advans offers a range of microcredit options tailored to the unique needs of its clients, enabling them to pursue and grow their professional or personal projects. This approach helps overcome the financial challenges faced by many businesses in Africa, especially those who lack access to traditional banking services.

Our Objectives:

Socio-Economic Development: Advans is deeply committed to supporting the socio-economic development of Africa, where many people lack access to traditional banking. Their microcredit services help uplift individuals and businesses in areas that are often overlooked by larger financial institutions.
Financial Inclusion: As part of their micro lending efforts, Advans focuses on offering financial services that cater specifically to vulnerable populations, ensuring they are not excluded from the economic progress taking place in Africa.
Entrepreneurship Access : Advans’ microcredit offerings provide individuals with limited material guarantees the ability to finance their business ventures. This opens doors for entrepreneurs who might otherwise be unable to access the capital needed to start or grow their businesses.

Our Clients

Advans serves a broad range of clients, including informal retail businesses, farmers, artisans, and service providers in both rural and peri-urban areas. This diverse group of entrepreneurs relies on micro lending to fund their growth, purchase inventory, invest in equipment, and keep their businesses operational.

Micro

Retail or service activity without a permanent employee

Needs:

Group loans

Individual working capital loans

Emergency loans and education

Current accounts and savings

Small

Retail/wholesale or service activity with 1 to 4 employees

Needs:

Working capital loans

Investment loans & School loans

Overdraft

Current and savings accounts

SME

Wholesale or service trade activity with 5 or more employees

Needs:

Working capital loans

Investment loans

Overdraft

Current and savings accounts

Agric

Groups or individuals with a production activity

Needs:

Input loans

Equipment loans

School loans

Current and savings accounts

Our Clients Speak About Us…

Advans prides itself on the feedback it receives from clients, who share positive experiences about the financial empowerment they’ve gained through Advans’ services :

“

I obtained a loan to buy beehives in less than a week, followed by a second loan that allowed me to purchase land and livestock. Today, I alternate between the honey season, the olive season, and some farming. Advans Tunisia took the seasonal nature of my project into account when structuring my loan repayment

Malika Kilani

Beekeeper, Tunisia

“

I have been a client of Advans since 2017. Thanks to the loans, I was able to grow my hardware store, purchase products for my shop, and increase my revenue by 20 to 30% each year. I can only thank Advans for this. I am very happy to have been able to expand my business and achieve financial independence.

Therese KUATE

Quincaillère, Cameroun

A Responsible Approach to Financing

Advans adopts a responsible approach to micro lending in Africa, emphasizing sustainability and preventing over-indebtedness. Advans works closely with its clients to ensure that loans support long-term growth without placing unnecessary financial strain on borrowers.

Sustainable Financing:

Advans plays a pivotal role in promoting sustainable development in Africa by supporting entrepreneurs and farmers, contributing to both their individual success and the broader economic stability of African nations.

Fast Financing

Advans ensures quick access to microcredit, allowing businesses to meet immediate financial needs and maintain smooth operations.

Responsible and Committed Financing

Advans promotes a responsible approach to financing and works diligently with its partners to combat over-indebtedness.